Carbon County, Pennsylvania home prices
Typical home $265,940 · +0.6% in a year · property tax 1.46%
The typical home in Carbon County is worth $265,940, 7% less than the Pennsylvania typical home ($287,078). Values changed +0.6% in the past year and +32.4% over five years. Homeowners here pay a median 1.46% of their home's value in property tax each year ($3,885 on the typical home), versus 1.12% statewide.
Mortgage on the typical Carbon County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $53,188 | $212,752 | $1,431 | $0 | $457 | $1,888 | $80,900 |
| 10% down | $26,594 | $239,346 | $1,610 | $100 | $457 | $2,167 | $92,900 |
| 5% down | $13,297 | $252,643 | $1,700 | $105 | $457 | $2,262 | $96,900 |
| 3.5% down (FHA) | $9,308 | $261,123 | $1,757 | $118 | $457 | $2,331 | $99,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.46% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Pennsylvania · part of the Allentown metro area.
Pennsylvania counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Montour County | $276,877 | +4.3% | 1.01% |
| Dauphin County | $277,230 | +2.8% | 1.35% |
| Susquehanna County | $243,887 | +5.2% | 1.09% |
| Columbia County | $243,148 | +4.9% | 1.11% |
| Lackawanna County | $242,972 | +2.0% | 1.49% |
| Franklin County | $289,562 | +1.6% | 1.1% |
| Wyoming County | $240,208 | +1.9% | 1.31% |
| Snyder County | $240,138 | +4.9% | 1.11% |
| Perry County | $292,119 | +4.1% | 1.21% |
| Fulton County | $239,744 | +6.9% | 1.02% |
Frequently asked questions
What is the average home price in Carbon County, PA?
The typical home value in Carbon County is $265,940 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Carbon County?
About $80,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Carbon County?
The median effective rate is 1.46% of home value a year (Census ACS 2024 5-year estimates).