Allentown, PA home prices
Typical home $363,366 · +3.2% in a year · income needed $111,700
The Allentown, PA metro area ranks 203 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +3.2% in a year and +32.6% over five years. With 20% down at 7.11%, the typical home costs about $2,606 a month including 1.55% property tax (Lehigh County rate).
Mortgage on the typical Allentown home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $72,673 | $290,693 | $1,956 | $0 | $651 | $2,606 | $111,700 |
| 10% down | $36,337 | $327,030 | $2,200 | $136 | $651 | $2,987 | $128,000 |
| 5% down | $18,168 | $345,198 | $2,322 | $144 | $651 | $3,117 | $133,600 |
| 3.5% down (FHA) | $12,718 | $356,785 | $2,400 | $161 | $651 | $3,211 | $137,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.55% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Allentown area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Lehigh County, PA | $363,024 | +3.8% | 1.55% |
| Northampton County, PA | $374,198 | +3.5% | 1.52% |
| Warren County, NJ | $417,688 | +1.7% | 2.34% |
| Carbon County, PA | $265,940 | +0.6% | 1.46% |
What can you afford in Pennsylvania on your salary? · Pennsylvania home prices · Salaries in Pennsylvania
Frequently asked questions
How much is a house in Allentown?
The typical home in the Allentown, PA metro area is worth $363,366 (Zillow, September 2026).
What salary do you need to buy a house in Allentown?
About $111,700 a year for the typical home with 20% down at 7.11%.