Northampton County, Pennsylvania home prices
Typical home $374,198 · +3.5% in a year · property tax 1.52%
The typical home in Northampton County is worth $374,198, 30% more than the Pennsylvania typical home ($287,078). Values changed +3.5% in the past year and +32.8% over five years. Homeowners here pay a median 1.52% of their home's value in property tax each year ($5,699 on the typical home), versus 1.12% statewide.
Mortgage on the typical Northampton County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $74,840 | $299,359 | $2,014 | $0 | $662 | $2,676 | $114,700 |
| 10% down | $37,420 | $336,779 | $2,266 | $140 | $662 | $3,068 | $131,500 |
| 5% down | $18,710 | $355,488 | $2,391 | $148 | $662 | $3,202 | $137,200 |
| 3.5% down (FHA) | $13,097 | $367,421 | $2,472 | $166 | $662 | $3,299 | $141,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.52% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Pennsylvania · part of the Allentown metro area.
Pennsylvania counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Lehigh County | $363,024 | +3.8% | 1.55% |
| Delaware County | $362,572 | +2.6% | 1.84% |
| Lancaster County | $386,389 | +4.3% | 1.32% |
| Centre County | $351,727 | +2.4% | 1.05% |
| Cumberland County | $341,579 | +2.2% | 1.17% |
| Adams County | $331,644 | +3.0% | 1.33% |
| Butler County | $331,467 | -1.8% | 1.01% |
| Lebanon County | $319,829 | +5.1% | 1.37% |
| Monroe County | $310,974 | +1.7% | 1.66% |
| Berks County | $310,918 | +3.5% | 1.65% |
Frequently asked questions
What is the average home price in Northampton County, PA?
The typical home value in Northampton County is $374,198 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Northampton County?
About $114,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Northampton County?
The median effective rate is 1.52% of home value a year (Census ACS 2024 5-year estimates).