Pike County, Pennsylvania home prices
Typical home $305,224 · +3.5% in a year · property tax 1.3%
The typical home in Pike County is worth $305,224, 6% more than the Pennsylvania typical home ($287,078). Values changed +3.5% in the past year and +29.5% over five years. Homeowners here pay a median 1.3% of their home's value in property tax each year ($3,966 on the typical home), versus 1.12% statewide.
Mortgage on the typical Pike County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $61,045 | $244,180 | $1,643 | $0 | $483 | $2,126 | $91,100 |
| 10% down | $30,522 | $274,702 | $1,848 | $114 | $483 | $2,446 | $104,800 |
| 5% down | $15,261 | $289,963 | $1,951 | $121 | $483 | $2,555 | $109,500 |
| 3.5% down (FHA) | $10,683 | $299,696 | $2,016 | $135 | $483 | $2,634 | $112,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.3% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Pennsylvania · part of the New York metro area.
Pennsylvania counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Wayne County | $307,695 | +3.6% | 1.26% |
| York County | $309,136 | +3.4% | 1.61% |
| Berks County | $310,918 | +3.5% | 1.65% |
| Monroe County | $310,974 | +1.7% | 1.66% |
| Union County | $295,020 | +4.9% | 1.14% |
| Perry County | $292,119 | +4.1% | 1.21% |
| Lebanon County | $319,829 | +5.1% | 1.37% |
| Franklin County | $289,562 | +1.6% | 1.1% |
| Butler County | $331,467 | -1.8% | 1.01% |
| Adams County | $331,644 | +3.0% | 1.33% |
Frequently asked questions
What is the average home price in Pike County, PA?
The typical home value in Pike County is $305,224 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Pike County?
About $91,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Pike County?
The median effective rate is 1.3% of home value a year (Census ACS 2024 5-year estimates).