York, PA home prices
Typical home $309,136 · +3.4% in a year · income needed $95,700
The York, PA metro area ranks 302 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +3.4% in a year and — over five years. With 20% down at 7.11%, the typical home costs about $2,233 a month including 1.61% property tax (York County rate).
Mortgage on the typical York home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $61,827 | $247,309 | $1,664 | $0 | $570 | $2,233 | $95,700 |
| 10% down | $30,914 | $278,223 | $1,872 | $116 | $570 | $2,557 | $109,600 |
| 5% down | $15,457 | $293,680 | $1,976 | $122 | $570 | $2,668 | $114,300 |
| 3.5% down (FHA) | $10,820 | $303,537 | $2,042 | $137 | $570 | $2,748 | $117,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.61% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the York area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| York County, PA | $309,136 | +3.4% | 1.61% |
What can you afford in Pennsylvania on your salary? · Pennsylvania home prices · Salaries in Pennsylvania
Frequently asked questions
How much is a house in York?
The typical home in the York, PA metro area is worth $309,136 (Zillow, September 2026).
What salary do you need to buy a house in York?
About $95,700 a year for the typical home with 20% down at 7.11%.