Scott County, Iowa home prices
Typical home $250,205 · +5.3% in a year · property tax 1.47%
The typical home in Scott County is worth $250,205, 6% more than the Iowa typical home ($236,623). Values changed +5.3% in the past year and +22.7% over five years. Homeowners here pay a median 1.47% of their home's value in property tax each year ($3,689 on the typical home), versus 1.27% statewide.
Mortgage on the typical Scott County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $50,041 | $200,164 | $1,347 | $0 | $433 | $1,779 | $76,200 |
| 10% down | $25,021 | $225,185 | $1,515 | $94 | $433 | $2,041 | $87,500 |
| 5% down | $12,510 | $237,695 | $1,599 | $99 | $433 | $2,131 | $91,300 |
| 3.5% down (FHA) | $8,757 | $245,673 | $1,653 | $111 | $433 | $2,196 | $94,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.47% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Iowa · part of the Davenport metro area.
Iowa counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Cedar County | $254,794 | +5.5% | 1.22% |
| Delaware County | $243,977 | +4.2% | 1.34% |
| Linn County | $242,923 | +3.0% | 1.66% |
| Bremer County | $258,393 | +1.9% | 1.29% |
| Jones County | $241,542 | +7.8% | 1.33% |
| Pottawattamie County | $240,980 | +3.0% | 1.57% |
| Jackson County | $238,489 | +5.5% | 1.23% |
| Allamakee County | $262,926 | +7.6% | 1.27% |
| Washington County | $236,044 | +5.4% | 1.37% |
| Lyon County | $266,451 | +12.2% | 0.87% |
Frequently asked questions
What is the average home price in Scott County, IA?
The typical home value in Scott County is $250,205 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Scott County?
About $76,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Scott County?
The median effective rate is 1.47% of home value a year (Census ACS 2024 5-year estimates).