Delaware County, Iowa home prices
Typical home $243,977 · +4.2% in a year · property tax 1.34%
The typical home in Delaware County is worth $243,977, 3% more than the Iowa typical home ($236,623). Values changed +4.2% in the past year and +16.6% over five years. Homeowners here pay a median 1.34% of their home's value in property tax each year ($3,267 on the typical home), versus 1.27% statewide.
Mortgage on the typical Delaware County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $48,795 | $195,182 | $1,313 | $0 | $394 | $1,707 | $73,200 |
| 10% down | $24,398 | $219,580 | $1,477 | $91 | $394 | $1,963 | $84,100 |
| 5% down | $12,199 | $231,778 | $1,559 | $97 | $394 | $2,050 | $87,900 |
| 3.5% down (FHA) | $8,539 | $239,558 | $1,612 | $108 | $394 | $2,114 | $90,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.34% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Iowa.
Iowa counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Linn County | $242,923 | +3.0% | 1.66% |
| Jones County | $241,542 | +7.8% | 1.33% |
| Pottawattamie County | $240,980 | +3.0% | 1.57% |
| Jackson County | $238,489 | +5.5% | 1.23% |
| Scott County | $250,205 | +5.3% | 1.47% |
| Washington County | $236,044 | +5.4% | 1.37% |
| Iowa County | $233,726 | +4.6% | 1.36% |
| Cedar County | $254,794 | +5.5% | 1.22% |
| Boone County | $232,390 | +2.6% | 1.37% |
| Davis County | $232,165 | +2.0% | 1.4% |
Frequently asked questions
What is the average home price in Delaware County, IA?
The typical home value in Delaware County is $243,977 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Delaware County?
About $73,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Delaware County?
The median effective rate is 1.34% of home value a year (Census ACS 2024 5-year estimates).