Jones County, Iowa home prices
Typical home $241,542 · +7.8% in a year · property tax 1.33%
The typical home in Jones County is worth $241,542, 2% more than the Iowa typical home ($236,623). Values changed +7.8% in the past year and +31.0% over five years. Homeowners here pay a median 1.33% of their home's value in property tax each year ($3,202 on the typical home), versus 1.27% statewide.
Mortgage on the typical Jones County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $48,308 | $193,234 | $1,300 | $0 | $388 | $1,688 | $72,300 |
| 10% down | $24,154 | $217,388 | $1,462 | $91 | $388 | $1,941 | $83,200 |
| 5% down | $12,077 | $229,465 | $1,544 | $96 | $388 | $2,027 | $86,900 |
| 3.5% down (FHA) | $8,454 | $237,167 | $1,595 | $107 | $388 | $2,090 | $89,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.33% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Iowa · part of the Cedar Rapids metro area.
Iowa counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Pottawattamie County | $240,980 | +3.0% | 1.57% |
| Linn County | $242,923 | +3.0% | 1.66% |
| Delaware County | $243,977 | +4.2% | 1.34% |
| Jackson County | $238,489 | +5.5% | 1.23% |
| Washington County | $236,044 | +5.4% | 1.37% |
| Iowa County | $233,726 | +4.6% | 1.36% |
| Scott County | $250,205 | +5.3% | 1.47% |
| Boone County | $232,390 | +2.6% | 1.37% |
| Davis County | $232,165 | +2.0% | 1.4% |
| Jasper County | $229,091 | +4.2% | 1.41% |
Frequently asked questions
What is the average home price in Jones County, IA?
The typical home value in Jones County is $241,542 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Jones County?
About $72,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Jones County?
The median effective rate is 1.33% of home value a year (Census ACS 2024 5-year estimates).