Davis County, Iowa home prices
Typical home $232,165 · +2.0% in a year · property tax 1.4%
The typical home in Davis County is worth $232,165, about the same as the Iowa typical home ($236,623). Values changed +2.0% in the past year and +37.4% over five years. Homeowners here pay a median 1.4% of their home's value in property tax each year ($3,254 on the typical home), versus 1.27% statewide.
Mortgage on the typical Davis County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $46,433 | $185,732 | $1,249 | $0 | $387 | $1,637 | $70,100 |
| 10% down | $23,217 | $208,949 | $1,406 | $87 | $387 | $1,880 | $80,600 |
| 5% down | $11,608 | $220,557 | $1,484 | $92 | $387 | $1,963 | $84,100 |
| 3.5% down (FHA) | $8,126 | $227,960 | $1,534 | $103 | $387 | $2,023 | $86,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.4% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Iowa.
Iowa counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Boone County | $232,390 | +2.6% | 1.37% |
| Iowa County | $233,726 | +4.6% | 1.36% |
| Jasper County | $229,091 | +4.2% | 1.41% |
| Washington County | $236,044 | +5.4% | 1.37% |
| Jackson County | $238,489 | +5.5% | 1.23% |
| Harrison County | $223,581 | +4.6% | 1.32% |
| Pottawattamie County | $240,980 | +3.0% | 1.57% |
| Poweshiek County | $223,287 | +7.8% | 1.22% |
| Jones County | $241,542 | +7.8% | 1.33% |
| Linn County | $242,923 | +3.0% | 1.66% |
Frequently asked questions
What is the average home price in Davis County, IA?
The typical home value in Davis County is $232,165 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Davis County?
About $70,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Davis County?
The median effective rate is 1.4% of home value a year (Census ACS 2024 5-year estimates).