Washington County, Iowa home prices
Typical home $236,044 · +5.4% in a year · property tax 1.37%
The typical home in Washington County is worth $236,044, about the same as the Iowa typical home ($236,623). Values changed +5.4% in the past year and +28.9% over five years. Homeowners here pay a median 1.37% of their home's value in property tax each year ($3,228 on the typical home), versus 1.27% statewide.
Mortgage on the typical Washington County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $47,209 | $188,835 | $1,270 | $0 | $387 | $1,657 | $71,000 |
| 10% down | $23,604 | $212,440 | $1,429 | $89 | $387 | $1,905 | $81,600 |
| 5% down | $11,802 | $224,242 | $1,508 | $93 | $387 | $1,989 | $85,200 |
| 3.5% down (FHA) | $8,262 | $231,769 | $1,559 | $104 | $387 | $2,051 | $87,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.37% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Iowa · part of the Iowa City metro area.
Iowa counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Iowa County | $233,726 | +4.6% | 1.36% |
| Jackson County | $238,489 | +5.5% | 1.23% |
| Boone County | $232,390 | +2.6% | 1.37% |
| Davis County | $232,165 | +2.0% | 1.4% |
| Pottawattamie County | $240,980 | +3.0% | 1.57% |
| Jones County | $241,542 | +7.8% | 1.33% |
| Linn County | $242,923 | +3.0% | 1.66% |
| Jasper County | $229,091 | +4.2% | 1.41% |
| Delaware County | $243,977 | +4.2% | 1.34% |
| Harrison County | $223,581 | +4.6% | 1.32% |
Frequently asked questions
What is the average home price in Washington County, IA?
The typical home value in Washington County is $236,044 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Washington County?
About $71,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Washington County?
The median effective rate is 1.37% of home value a year (Census ACS 2024 5-year estimates).