Pottawattamie County, Iowa home prices
Typical home $240,980 · +3.0% in a year · property tax 1.57%
The typical home in Pottawattamie County is worth $240,980, about the same as the Iowa typical home ($236,623). Values changed +3.0% in the past year and +29.5% over five years. Homeowners here pay a median 1.57% of their home's value in property tax each year ($3,777 on the typical home), versus 1.27% statewide.
Mortgage on the typical Pottawattamie County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $48,196 | $192,784 | $1,297 | $0 | $435 | $1,732 | $74,200 |
| 10% down | $24,098 | $216,882 | $1,459 | $90 | $435 | $1,985 | $85,100 |
| 5% down | $12,049 | $228,931 | $1,540 | $95 | $435 | $2,071 | $88,700 |
| 3.5% down (FHA) | $8,434 | $236,615 | $1,592 | $107 | $435 | $2,134 | $91,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.57% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Iowa · part of the Omaha metro area.
Iowa counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Jones County | $241,542 | +7.8% | 1.33% |
| Linn County | $242,923 | +3.0% | 1.66% |
| Jackson County | $238,489 | +5.5% | 1.23% |
| Delaware County | $243,977 | +4.2% | 1.34% |
| Washington County | $236,044 | +5.4% | 1.37% |
| Iowa County | $233,726 | +4.6% | 1.36% |
| Boone County | $232,390 | +2.6% | 1.37% |
| Davis County | $232,165 | +2.0% | 1.4% |
| Scott County | $250,205 | +5.3% | 1.47% |
| Jasper County | $229,091 | +4.2% | 1.41% |
Frequently asked questions
What is the average home price in Pottawattamie County, IA?
The typical home value in Pottawattamie County is $240,980 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Pottawattamie County?
About $74,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Pottawattamie County?
The median effective rate is 1.57% of home value a year (Census ACS 2024 5-year estimates).