Jackson County, Iowa home prices
Typical home $238,489 · +5.5% in a year · property tax 1.23%
The typical home in Jackson County is worth $238,489, about the same as the Iowa typical home ($236,623). Values changed +5.5% in the past year and +27.9% over five years. Homeowners here pay a median 1.23% of their home's value in property tax each year ($2,942 on the typical home), versus 1.27% statewide.
Mortgage on the typical Jackson County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $47,698 | $190,791 | $1,283 | $0 | $364 | $1,648 | $70,600 |
| 10% down | $23,849 | $214,640 | $1,444 | $89 | $364 | $1,898 | $81,300 |
| 5% down | $11,924 | $226,564 | $1,524 | $94 | $364 | $1,983 | $85,000 |
| 3.5% down (FHA) | $8,347 | $234,169 | $1,575 | $105 | $364 | $2,045 | $87,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.23% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Iowa.
Iowa counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Washington County | $236,044 | +5.4% | 1.37% |
| Pottawattamie County | $240,980 | +3.0% | 1.57% |
| Jones County | $241,542 | +7.8% | 1.33% |
| Linn County | $242,923 | +3.0% | 1.66% |
| Iowa County | $233,726 | +4.6% | 1.36% |
| Delaware County | $243,977 | +4.2% | 1.34% |
| Boone County | $232,390 | +2.6% | 1.37% |
| Davis County | $232,165 | +2.0% | 1.4% |
| Jasper County | $229,091 | +4.2% | 1.41% |
| Scott County | $250,205 | +5.3% | 1.47% |
Frequently asked questions
What is the average home price in Jackson County, IA?
The typical home value in Jackson County is $238,489 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Jackson County?
About $70,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Jackson County?
The median effective rate is 1.23% of home value a year (Census ACS 2024 5-year estimates).