Iowa County, Iowa home prices
Typical home $233,726 · +4.6% in a year · property tax 1.36%
The typical home in Iowa County is worth $233,726, about the same as the Iowa typical home ($236,623). Values changed +4.6% in the past year and +32.2% over five years. Homeowners here pay a median 1.36% of their home's value in property tax each year ($3,169 on the typical home), versus 1.27% statewide.
Mortgage on the typical Iowa County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $46,745 | $186,981 | $1,258 | $0 | $381 | $1,639 | $70,200 |
| 10% down | $23,373 | $210,354 | $1,415 | $88 | $381 | $1,884 | $80,700 |
| 5% down | $11,686 | $222,040 | $1,494 | $93 | $381 | $1,967 | $84,300 |
| 3.5% down (FHA) | $8,180 | $229,493 | $1,544 | $103 | $381 | $2,028 | $86,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.36% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Iowa.
Iowa counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Boone County | $232,390 | +2.6% | 1.37% |
| Davis County | $232,165 | +2.0% | 1.4% |
| Washington County | $236,044 | +5.4% | 1.37% |
| Jasper County | $229,091 | +4.2% | 1.41% |
| Jackson County | $238,489 | +5.5% | 1.23% |
| Pottawattamie County | $240,980 | +3.0% | 1.57% |
| Jones County | $241,542 | +7.8% | 1.33% |
| Linn County | $242,923 | +3.0% | 1.66% |
| Harrison County | $223,581 | +4.6% | 1.32% |
| Delaware County | $243,977 | +4.2% | 1.34% |
Frequently asked questions
What is the average home price in Iowa County, IA?
The typical home value in Iowa County is $233,726 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Iowa County?
About $70,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Iowa County?
The median effective rate is 1.36% of home value a year (Census ACS 2024 5-year estimates).