Davenport, IA home prices
Typical home $194,778 · +4.8% in a year · income needed $59,400
The Davenport, IA metro area ranks 658 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +4.8% in a year and +18.6% over five years. With 20% down at 7.11%, the typical home costs about $1,385 a month including 1.47% property tax (Scott County rate).
Mortgage on the typical Davenport home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $38,956 | $155,822 | $1,048 | $0 | $337 | $1,385 | $59,400 |
| 10% down | $19,478 | $175,300 | $1,179 | $73 | $337 | $1,589 | $68,100 |
| 5% down | $9,739 | $185,039 | $1,245 | $77 | $337 | $1,659 | $71,100 |
| 3.5% down (FHA) | $6,817 | $191,250 | $1,287 | $86 | $337 | $1,709 | $73,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.47% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Davenport area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Scott County, IA | $250,205 | +5.3% | 1.47% |
| Rock Island County, IL | $156,822 | +3.9% | 2.28% |
| Henry County, IL | $171,732 | +8.0% | 1.99% |
| Mercer County, IL | $175,685 | +7.8% | 1.96% |
What can you afford in Illinois on your salary? · Illinois home prices · Salaries in Illinois
Frequently asked questions
How much is a house in Davenport?
The typical home in the Davenport, IA metro area is worth $194,778 (Zillow, September 2026).
What salary do you need to buy a house in Davenport?
About $59,400 a year for the typical home with 20% down at 7.11%.