Bremer County, Iowa home prices
Typical home $258,393 · +1.9% in a year · property tax 1.29%
The typical home in Bremer County is worth $258,393, 9% more than the Iowa typical home ($236,623). Values changed +1.9% in the past year and +29.9% over five years. Homeowners here pay a median 1.29% of their home's value in property tax each year ($3,323 on the typical home), versus 1.27% statewide.
Mortgage on the typical Bremer County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $51,679 | $206,715 | $1,391 | $0 | $406 | $1,797 | $77,000 |
| 10% down | $25,839 | $232,554 | $1,564 | $97 | $406 | $2,067 | $88,600 |
| 5% down | $12,920 | $245,474 | $1,651 | $102 | $406 | $2,160 | $92,600 |
| 3.5% down (FHA) | $9,044 | $253,713 | $1,707 | $114 | $406 | $2,227 | $95,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.29% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Iowa · part of the Waterloo metro area.
Iowa counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Cedar County | $254,794 | +5.5% | 1.22% |
| Allamakee County | $262,926 | +7.6% | 1.27% |
| Lyon County | $266,451 | +12.2% | 0.87% |
| Scott County | $250,205 | +5.3% | 1.47% |
| Marion County | $271,088 | +2.9% | 1.22% |
| Delaware County | $243,977 | +4.2% | 1.34% |
| Guthrie County | $273,068 | +5.7% | 1.22% |
| Linn County | $242,923 | +3.0% | 1.66% |
| Jones County | $241,542 | +7.8% | 1.33% |
| Pottawattamie County | $240,980 | +3.0% | 1.57% |
Frequently asked questions
What is the average home price in Bremer County, IA?
The typical home value in Bremer County is $258,393 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Bremer County?
About $77,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Bremer County?
The median effective rate is 1.29% of home value a year (Census ACS 2024 5-year estimates).