Lyon County, Iowa home prices
Typical home $266,451 · +12.2% in a year · property tax 0.87%
The typical home in Lyon County is worth $266,451, 13% more than the Iowa typical home ($236,623). Values changed +12.2% in the past year and +46.0% over five years. Homeowners here pay a median 0.87% of their home's value in property tax each year ($2,311 on the typical home), versus 1.27% statewide.
Mortgage on the typical Lyon County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $53,290 | $213,161 | $1,434 | $0 | $326 | $1,760 | $75,400 |
| 10% down | $26,645 | $239,806 | $1,613 | $100 | $326 | $2,039 | $87,400 |
| 5% down | $13,323 | $253,129 | $1,703 | $105 | $326 | $2,134 | $91,500 |
| 3.5% down (FHA) | $9,326 | $261,625 | $1,760 | $118 | $326 | $2,204 | $94,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.87% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Iowa.
Iowa counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Allamakee County | $262,926 | +7.6% | 1.27% |
| Marion County | $271,088 | +2.9% | 1.22% |
| Guthrie County | $273,068 | +5.7% | 1.22% |
| Bremer County | $258,393 | +1.9% | 1.29% |
| Dubuque County | $277,182 | +4.3% | 1.23% |
| Cedar County | $254,794 | +5.5% | 1.22% |
| Polk County | $279,097 | +0.2% | 1.68% |
| Mills County | $280,495 | +3.2% | 1.47% |
| Scott County | $250,205 | +5.3% | 1.47% |
| Benton County | $282,938 | +9.5% | 1.31% |
Frequently asked questions
What is the average home price in Lyon County, IA?
The typical home value in Lyon County is $266,451 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Lyon County?
About $75,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Lyon County?
The median effective rate is 0.87% of home value a year (Census ACS 2024 5-year estimates).