Allamakee County, Iowa home prices
Typical home $262,926 · +7.6% in a year · property tax 1.27%
The typical home in Allamakee County is worth $262,926, 11% more than the Iowa typical home ($236,623). Values changed +7.6% in the past year and +39.9% over five years. Homeowners here pay a median 1.27% of their home's value in property tax each year ($3,342 on the typical home), versus 1.27% statewide.
Mortgage on the typical Allamakee County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $52,585 | $210,341 | $1,415 | $0 | $410 | $1,825 | $78,200 |
| 10% down | $26,293 | $236,634 | $1,592 | $99 | $410 | $2,100 | $90,000 |
| 5% down | $13,146 | $249,780 | $1,680 | $104 | $410 | $2,194 | $94,000 |
| 3.5% down (FHA) | $9,202 | $258,164 | $1,737 | $116 | $410 | $2,263 | $97,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.27% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Iowa.
Iowa counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Lyon County | $266,451 | +12.2% | 0.87% |
| Bremer County | $258,393 | +1.9% | 1.29% |
| Cedar County | $254,794 | +5.5% | 1.22% |
| Marion County | $271,088 | +2.9% | 1.22% |
| Guthrie County | $273,068 | +5.7% | 1.22% |
| Scott County | $250,205 | +5.3% | 1.47% |
| Dubuque County | $277,182 | +4.3% | 1.23% |
| Polk County | $279,097 | +0.2% | 1.68% |
| Mills County | $280,495 | +3.2% | 1.47% |
| Delaware County | $243,977 | +4.2% | 1.34% |
Frequently asked questions
What is the average home price in Allamakee County, IA?
The typical home value in Allamakee County is $262,926 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Allamakee County?
About $78,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Allamakee County?
The median effective rate is 1.27% of home value a year (Census ACS 2024 5-year estimates).