Union County, Ohio home prices
Typical home $411,030 · +1.8% in a year · property tax 1.14%
The typical home in Union County is worth $411,030, 67% more than the Ohio typical home ($245,982). Values changed +1.8% in the past year and +24.6% over five years. Homeowners here pay a median 1.14% of their home's value in property tax each year ($4,704 on the typical home), versus 1.22% statewide.
Mortgage on the typical Union County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $82,206 | $328,824 | $2,212 | $0 | $597 | $2,810 | $120,400 |
| 10% down | $41,103 | $369,927 | $2,489 | $154 | $597 | $3,240 | $138,900 |
| 5% down | $20,552 | $390,479 | $2,627 | $163 | $597 | $3,387 | $145,200 |
| 3.5% down (FHA) | $14,386 | $403,586 | $2,715 | $182 | $597 | $3,494 | $149,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.14% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Ohio · part of the Columbus metro area.
Ohio counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Warren County | $407,863 | +1.6% | 1.2% |
| Geauga County | $398,271 | +6.1% | 1.38% |
| Holmes County | $367,123 | +6.9% | 1.08% |
| Fairfield County | $361,623 | +1.9% | 1.1% |
| Medina County | $348,695 | +4.0% | 1.24% |
| Licking County | $340,409 | +4.0% | 1.22% |
| Pickaway County | $327,922 | +2.5% | 1% |
| Clermont County | $326,509 | +2.2% | 1.25% |
| Madison County | $320,250 | +2.2% | 1.02% |
| Butler County | $313,302 | +3.3% | 1.22% |
Frequently asked questions
What is the average home price in Union County, OH?
The typical home value in Union County is $411,030 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Union County?
About $120,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Union County?
The median effective rate is 1.14% of home value a year (Census ACS 2024 5-year estimates).