Holmes County, Ohio home prices
Typical home $367,123 · +6.9% in a year · property tax 1.08%
The typical home in Holmes County is worth $367,123, 49% more than the Ohio typical home ($245,982). Values changed +6.9% in the past year and +29.8% over five years. Homeowners here pay a median 1.08% of their home's value in property tax each year ($3,961 on the typical home), versus 1.22% statewide.
Mortgage on the typical Holmes County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $73,425 | $293,698 | $1,976 | $0 | $514 | $2,489 | $106,700 |
| 10% down | $36,712 | $330,410 | $2,223 | $138 | $514 | $2,874 | $123,200 |
| 5% down | $18,356 | $348,766 | $2,346 | $145 | $514 | $3,005 | $128,800 |
| 3.5% down (FHA) | $12,849 | $360,473 | $2,425 | $162 | $514 | $3,101 | $132,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.08% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Ohio.
Ohio counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Fairfield County | $361,623 | +1.9% | 1.1% |
| Medina County | $348,695 | +4.0% | 1.24% |
| Licking County | $340,409 | +4.0% | 1.22% |
| Geauga County | $398,271 | +6.1% | 1.38% |
| Pickaway County | $327,922 | +2.5% | 1% |
| Clermont County | $326,509 | +2.2% | 1.25% |
| Warren County | $407,863 | +1.6% | 1.2% |
| Union County | $411,030 | +1.8% | 1.14% |
| Madison County | $320,250 | +2.2% | 1.02% |
| Butler County | $313,302 | +3.3% | 1.22% |
Frequently asked questions
What is the average home price in Holmes County, OH?
The typical home value in Holmes County is $367,123 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Holmes County?
About $106,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Holmes County?
The median effective rate is 1.08% of home value a year (Census ACS 2024 5-year estimates).