Licking County, Ohio home prices
Typical home $340,409 · +4.0% in a year · property tax 1.22%
The typical home in Licking County is worth $340,409, 38% more than the Ohio typical home ($245,982). Values changed +4.0% in the past year and +31.8% over five years. Homeowners here pay a median 1.22% of their home's value in property tax each year ($4,161 on the typical home), versus 1.22% statewide.
Mortgage on the typical Licking County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $68,082 | $272,327 | $1,832 | $0 | $517 | $2,349 | $100,700 |
| 10% down | $34,041 | $306,368 | $2,061 | $128 | $517 | $2,706 | $116,000 |
| 5% down | $17,020 | $323,388 | $2,175 | $135 | $517 | $2,827 | $121,200 |
| 3.5% down (FHA) | $11,914 | $334,243 | $2,248 | $151 | $517 | $2,916 | $125,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.22% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Ohio · part of the Columbus metro area.
Ohio counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Medina County | $348,695 | +4.0% | 1.24% |
| Pickaway County | $327,922 | +2.5% | 1% |
| Clermont County | $326,509 | +2.2% | 1.25% |
| Madison County | $320,250 | +2.2% | 1.02% |
| Fairfield County | $361,623 | +1.9% | 1.1% |
| Holmes County | $367,123 | +6.9% | 1.08% |
| Butler County | $313,302 | +3.3% | 1.22% |
| Greene County | $300,208 | +3.2% | 1.61% |
| Franklin County | $292,001 | +0.0% | 1.47% |
| Knox County | $288,681 | +4.6% | 1.07% |
Frequently asked questions
What is the average home price in Licking County, OH?
The typical home value in Licking County is $340,409 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Licking County?
About $100,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Licking County?
The median effective rate is 1.22% of home value a year (Census ACS 2024 5-year estimates).