Clermont County, Ohio home prices
Typical home $326,509 · +2.2% in a year · property tax 1.25%
The typical home in Clermont County is worth $326,509, 33% more than the Ohio typical home ($245,982). Values changed +2.2% in the past year and +25.5% over five years. Homeowners here pay a median 1.25% of their home's value in property tax each year ($4,088 on the typical home), versus 1.22% statewide.
Mortgage on the typical Clermont County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $65,302 | $261,208 | $1,757 | $0 | $504 | $2,261 | $96,900 |
| 10% down | $32,651 | $293,859 | $1,977 | $122 | $504 | $2,603 | $111,600 |
| 5% down | $16,325 | $310,184 | $2,087 | $129 | $504 | $2,720 | $116,600 |
| 3.5% down (FHA) | $11,428 | $320,596 | $2,157 | $144 | $504 | $2,805 | $120,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.25% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Ohio · part of the Cincinnati metro area.
Ohio counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Pickaway County | $327,922 | +2.5% | 1% |
| Madison County | $320,250 | +2.2% | 1.02% |
| Butler County | $313,302 | +3.3% | 1.22% |
| Licking County | $340,409 | +4.0% | 1.22% |
| Medina County | $348,695 | +4.0% | 1.24% |
| Greene County | $300,208 | +3.2% | 1.61% |
| Franklin County | $292,001 | +0.0% | 1.47% |
| Fairfield County | $361,623 | +1.9% | 1.1% |
| Knox County | $288,681 | +4.6% | 1.07% |
| Morrow County | $286,534 | +4.4% | 1.06% |
Frequently asked questions
What is the average home price in Clermont County, OH?
The typical home value in Clermont County is $326,509 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Clermont County?
About $96,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Clermont County?
The median effective rate is 1.25% of home value a year (Census ACS 2024 5-year estimates).