Butler County, Ohio home prices
Typical home $313,302 · +3.3% in a year · property tax 1.22%
The typical home in Butler County is worth $313,302, 27% more than the Ohio typical home ($245,982). Values changed +3.3% in the past year and +31.3% over five years. Homeowners here pay a median 1.22% of their home's value in property tax each year ($3,807 on the typical home), versus 1.22% statewide.
Mortgage on the typical Butler County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $62,660 | $250,641 | $1,686 | $0 | $474 | $2,160 | $92,600 |
| 10% down | $31,330 | $281,972 | $1,897 | $117 | $474 | $2,488 | $106,600 |
| 5% down | $15,665 | $297,637 | $2,002 | $124 | $474 | $2,600 | $111,400 |
| 3.5% down (FHA) | $10,966 | $307,627 | $2,069 | $139 | $474 | $2,682 | $114,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.22% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Ohio · part of the Cincinnati metro area.
Ohio counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Madison County | $320,250 | +2.2% | 1.02% |
| Greene County | $300,208 | +3.2% | 1.61% |
| Clermont County | $326,509 | +2.2% | 1.25% |
| Pickaway County | $327,922 | +2.5% | 1% |
| Franklin County | $292,001 | +0.0% | 1.47% |
| Knox County | $288,681 | +4.6% | 1.07% |
| Morrow County | $286,534 | +4.4% | 1.06% |
| Licking County | $340,409 | +4.0% | 1.22% |
| Hocking County | $284,239 | +3.7% | 0.99% |
| Portage County | $282,245 | +5.3% | 1.27% |
Frequently asked questions
What is the average home price in Butler County, OH?
The typical home value in Butler County is $313,302 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Butler County?
About $92,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Butler County?
The median effective rate is 1.22% of home value a year (Census ACS 2024 5-year estimates).