Fairfield County, Ohio home prices
Typical home $361,623 · +1.9% in a year · property tax 1.1%
The typical home in Fairfield County is worth $361,623, 47% more than the Ohio typical home ($245,982). Values changed +1.9% in the past year and +26.2% over five years. Homeowners here pay a median 1.1% of their home's value in property tax each year ($3,981 on the typical home), versus 1.22% statewide.
Mortgage on the typical Fairfield County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $72,325 | $289,298 | $1,946 | $0 | $513 | $2,459 | $105,400 |
| 10% down | $36,162 | $325,461 | $2,189 | $136 | $513 | $2,838 | $121,600 |
| 5% down | $18,081 | $343,542 | $2,311 | $143 | $513 | $2,967 | $127,100 |
| 3.5% down (FHA) | $12,657 | $355,073 | $2,389 | $160 | $513 | $3,061 | $131,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.1% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Ohio · part of the Columbus metro area.
Ohio counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Holmes County | $367,123 | +6.9% | 1.08% |
| Medina County | $348,695 | +4.0% | 1.24% |
| Licking County | $340,409 | +4.0% | 1.22% |
| Pickaway County | $327,922 | +2.5% | 1% |
| Clermont County | $326,509 | +2.2% | 1.25% |
| Geauga County | $398,271 | +6.1% | 1.38% |
| Madison County | $320,250 | +2.2% | 1.02% |
| Warren County | $407,863 | +1.6% | 1.2% |
| Butler County | $313,302 | +3.3% | 1.22% |
| Union County | $411,030 | +1.8% | 1.14% |
Frequently asked questions
What is the average home price in Fairfield County, OH?
The typical home value in Fairfield County is $361,623 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Fairfield County?
About $105,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Fairfield County?
The median effective rate is 1.1% of home value a year (Census ACS 2024 5-year estimates).