Warren County, Ohio home prices
Typical home $407,863 · +1.6% in a year · property tax 1.2%
The typical home in Warren County is worth $407,863, 66% more than the Ohio typical home ($245,982). Values changed +1.6% in the past year and +27.3% over five years. Homeowners here pay a median 1.2% of their home's value in property tax each year ($4,902 on the typical home), versus 1.22% statewide.
Mortgage on the typical Warren County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $81,573 | $326,290 | $2,195 | $0 | $612 | $2,807 | $120,300 |
| 10% down | $40,786 | $367,077 | $2,469 | $153 | $612 | $3,235 | $138,600 |
| 5% down | $20,393 | $387,470 | $2,607 | $161 | $612 | $3,380 | $144,900 |
| 3.5% down (FHA) | $14,275 | $400,476 | $2,694 | $180 | $612 | $3,487 | $149,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.2% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Ohio · part of the Cincinnati metro area.
Ohio counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Union County | $411,030 | +1.8% | 1.14% |
| Geauga County | $398,271 | +6.1% | 1.38% |
| Holmes County | $367,123 | +6.9% | 1.08% |
| Fairfield County | $361,623 | +1.9% | 1.1% |
| Medina County | $348,695 | +4.0% | 1.24% |
| Licking County | $340,409 | +4.0% | 1.22% |
| Pickaway County | $327,922 | +2.5% | 1% |
| Clermont County | $326,509 | +2.2% | 1.25% |
| Madison County | $320,250 | +2.2% | 1.02% |
| Butler County | $313,302 | +3.3% | 1.22% |
Frequently asked questions
What is the average home price in Warren County, OH?
The typical home value in Warren County is $407,863 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Warren County?
About $120,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Warren County?
The median effective rate is 1.2% of home value a year (Census ACS 2024 5-year estimates).