Geauga County, Ohio home prices
Typical home $398,271 · +6.1% in a year · property tax 1.38%
The typical home in Geauga County is worth $398,271, 62% more than the Ohio typical home ($245,982). Values changed +6.1% in the past year and +33.5% over five years. Homeowners here pay a median 1.38% of their home's value in property tax each year ($5,490 on the typical home), versus 1.22% statewide.
Mortgage on the typical Geauga County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $79,654 | $318,617 | $2,143 | $0 | $657 | $2,800 | $120,000 |
| 10% down | $39,827 | $358,444 | $2,411 | $149 | $657 | $3,217 | $137,900 |
| 5% down | $19,914 | $378,358 | $2,545 | $158 | $657 | $3,360 | $144,000 |
| 3.5% down (FHA) | $13,939 | $391,057 | $2,631 | $176 | $657 | $3,463 | $148,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.38% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Ohio · part of the Cleveland metro area.
Ohio counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Warren County | $407,863 | +1.6% | 1.2% |
| Union County | $411,030 | +1.8% | 1.14% |
| Holmes County | $367,123 | +6.9% | 1.08% |
| Fairfield County | $361,623 | +1.9% | 1.1% |
| Medina County | $348,695 | +4.0% | 1.24% |
| Licking County | $340,409 | +4.0% | 1.22% |
| Pickaway County | $327,922 | +2.5% | 1% |
| Clermont County | $326,509 | +2.2% | 1.25% |
| Madison County | $320,250 | +2.2% | 1.02% |
| Butler County | $313,302 | +3.3% | 1.22% |
Frequently asked questions
What is the average home price in Geauga County, OH?
The typical home value in Geauga County is $398,271 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Geauga County?
About $120,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Geauga County?
The median effective rate is 1.38% of home value a year (Census ACS 2024 5-year estimates).