Delaware County, Ohio home prices
Typical home $515,396 · +1.1% in a year · property tax 1.6%
The typical home in Delaware County is worth $515,396, 110% more than the Ohio typical home ($245,982). Values changed +1.1% in the past year and +24.1% over five years. Homeowners here pay a median 1.6% of their home's value in property tax each year ($8,251 on the typical home), versus 1.22% statewide.
Mortgage on the typical Delaware County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $103,079 | $412,317 | $2,774 | $0 | $945 | $3,719 | $159,400 |
| 10% down | $51,540 | $463,857 | $3,120 | $193 | $945 | $4,259 | $182,500 |
| 5% down | $25,770 | $489,626 | $3,294 | $204 | $945 | $4,443 | $190,400 |
| 3.5% down (FHA) | $18,039 | $506,061 | $3,404 | $228 | $945 | $4,578 | $196,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.6% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Ohio · part of the Columbus metro area.
Ohio counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Union County | $411,030 | +1.8% | 1.14% |
| Warren County | $407,863 | +1.6% | 1.2% |
| Geauga County | $398,271 | +6.1% | 1.38% |
| Holmes County | $367,123 | +6.9% | 1.08% |
| Fairfield County | $361,623 | +1.9% | 1.1% |
| Medina County | $348,695 | +4.0% | 1.24% |
| Licking County | $340,409 | +4.0% | 1.22% |
| Pickaway County | $327,922 | +2.5% | 1% |
| Clermont County | $326,509 | +2.2% | 1.25% |
| Madison County | $320,250 | +2.2% | 1.02% |
Frequently asked questions
What is the average home price in Delaware County, OH?
The typical home value in Delaware County is $515,396 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Delaware County?
About $159,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Delaware County?
The median effective rate is 1.6% of home value a year (Census ACS 2024 5-year estimates).