Whitfield County, Georgia home prices
Typical home $245,954 · -0.5% in a year · property tax 0.64%
The typical home in Whitfield County is worth $245,954, 25% less than the Georgia typical home ($329,115). Values changed -0.5% in the past year and +28.7% over five years. Homeowners here pay a median 0.64% of their home's value in property tax each year ($1,569 on the typical home), versus 0.77% statewide.
Mortgage on the typical Whitfield County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $49,191 | $196,763 | $1,324 | $0 | $254 | $1,577 | $67,600 |
| 10% down | $24,595 | $221,359 | $1,489 | $92 | $254 | $1,835 | $78,600 |
| 5% down | $12,298 | $233,656 | $1,572 | $97 | $254 | $1,923 | $82,400 |
| 3.5% down (FHA) | $8,608 | $241,499 | $1,625 | $109 | $254 | $1,987 | $85,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.64% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Georgia · part of the Dalton metro area.
Georgia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Liberty County | $247,145 | -0.5% | 1.04% |
| Murray County | $241,962 | +1.7% | 0.68% |
| Walker County | $241,479 | +1.4% | 0.75% |
| Jones County | $250,794 | +4.0% | 0.97% |
| Dade County | $252,687 | +1.4% | 0.57% |
| Stephens County | $236,115 | +2.5% | 0.81% |
| Houston County | $256,798 | +2.9% | 0.83% |
| Troup County | $234,932 | +2.1% | 0.93% |
| Peach County | $234,387 | +3.8% | 1.02% |
| Lincoln County | $258,826 | +6.7% | 0.99% |
Frequently asked questions
What is the average home price in Whitfield County, GA?
The typical home value in Whitfield County is $245,954 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Whitfield County?
About $67,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Whitfield County?
The median effective rate is 0.64% of home value a year (Census ACS 2024 5-year estimates).