Walker County, Georgia home prices
Typical home $241,479 · +1.4% in a year · property tax 0.75%
The typical home in Walker County is worth $241,479, 27% less than the Georgia typical home ($329,115). Values changed +1.4% in the past year and +25.3% over five years. Homeowners here pay a median 0.75% of their home's value in property tax each year ($1,812 on the typical home), versus 0.77% statewide.
Mortgage on the typical Walker County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $48,296 | $193,183 | $1,300 | $0 | $272 | $1,571 | $67,300 |
| 10% down | $24,148 | $217,331 | $1,462 | $91 | $272 | $1,824 | $78,200 |
| 5% down | $12,074 | $229,405 | $1,543 | $96 | $272 | $1,911 | $81,900 |
| 3.5% down (FHA) | $8,452 | $237,105 | $1,595 | $107 | $272 | $1,974 | $84,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.75% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Georgia · part of the Chattanooga metro area.
Georgia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Murray County | $241,962 | +1.7% | 0.68% |
| Whitfield County | $245,954 | -0.5% | 0.64% |
| Stephens County | $236,115 | +2.5% | 0.81% |
| Liberty County | $247,145 | -0.5% | 1.04% |
| Troup County | $234,932 | +2.1% | 0.93% |
| Peach County | $234,387 | +3.8% | 1.02% |
| Floyd County | $232,904 | +1.5% | 0.85% |
| Jones County | $250,794 | +4.0% | 0.97% |
| Baldwin County | $231,908 | +1.0% | 0.7% |
| Spalding County | $231,254 | -2.0% | 0.94% |
Frequently asked questions
What is the average home price in Walker County, GA?
The typical home value in Walker County is $241,479 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Walker County?
About $67,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Walker County?
The median effective rate is 0.75% of home value a year (Census ACS 2024 5-year estimates).