Liberty County, Georgia home prices
Typical home $247,145 · -0.5% in a year · property tax 1.04%
The typical home in Liberty County is worth $247,145, 25% less than the Georgia typical home ($329,115). Values changed -0.5% in the past year and +42.0% over five years. Homeowners here pay a median 1.04% of their home's value in property tax each year ($2,560 on the typical home), versus 0.77% statewide.
Mortgage on the typical Liberty County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $49,429 | $197,716 | $1,330 | $0 | $337 | $1,667 | $71,400 |
| 10% down | $24,715 | $222,431 | $1,496 | $93 | $337 | $1,926 | $82,500 |
| 5% down | $12,357 | $234,788 | $1,579 | $98 | $337 | $2,014 | $86,300 |
| 3.5% down (FHA) | $8,650 | $242,669 | $1,632 | $109 | $337 | $2,079 | $89,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.04% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Georgia · part of the Hinesville metro area.
Georgia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Whitfield County | $245,954 | -0.5% | 0.64% |
| Jones County | $250,794 | +4.0% | 0.97% |
| Murray County | $241,962 | +1.7% | 0.68% |
| Dade County | $252,687 | +1.4% | 0.57% |
| Walker County | $241,479 | +1.4% | 0.75% |
| Houston County | $256,798 | +2.9% | 0.83% |
| Stephens County | $236,115 | +2.5% | 0.81% |
| Lincoln County | $258,826 | +6.7% | 0.99% |
| Troup County | $234,932 | +2.1% | 0.93% |
| Peach County | $234,387 | +3.8% | 1.02% |
Frequently asked questions
What is the average home price in Liberty County, GA?
The typical home value in Liberty County is $247,145 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Liberty County?
About $71,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Liberty County?
The median effective rate is 1.04% of home value a year (Census ACS 2024 5-year estimates).