Jones County, Georgia home prices
Typical home $250,794 · +4.0% in a year · property tax 0.97%
The typical home in Jones County is worth $250,794, 24% less than the Georgia typical home ($329,115). Values changed +4.0% in the past year and +28.8% over five years. Homeowners here pay a median 0.97% of their home's value in property tax each year ($2,422 on the typical home), versus 0.77% statewide.
Mortgage on the typical Jones County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $50,159 | $200,635 | $1,350 | $0 | $327 | $1,677 | $71,900 |
| 10% down | $25,079 | $225,715 | $1,518 | $94 | $327 | $1,940 | $83,100 |
| 5% down | $12,540 | $238,254 | $1,603 | $99 | $327 | $2,029 | $87,000 |
| 3.5% down (FHA) | $8,778 | $246,252 | $1,657 | $111 | $327 | $2,095 | $89,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.97% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Georgia · part of the Macon metro area.
Georgia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Dade County | $252,687 | +1.4% | 0.57% |
| Liberty County | $247,145 | -0.5% | 1.04% |
| Whitfield County | $245,954 | -0.5% | 0.64% |
| Houston County | $256,798 | +2.9% | 0.83% |
| Lincoln County | $258,826 | +6.7% | 0.99% |
| Murray County | $241,962 | +1.7% | 0.68% |
| Walker County | $241,479 | +1.4% | 0.75% |
| Lee County | $263,302 | +1.9% | 0.97% |
| Stephens County | $236,115 | +2.5% | 0.81% |
| Troup County | $234,932 | +2.1% | 0.93% |
Frequently asked questions
What is the average home price in Jones County, GA?
The typical home value in Jones County is $250,794 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Jones County?
About $71,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Jones County?
The median effective rate is 0.97% of home value a year (Census ACS 2024 5-year estimates).