Troup County, Georgia home prices
Typical home $234,932 · +2.1% in a year · property tax 0.93%
The typical home in Troup County is worth $234,932, 29% less than the Georgia typical home ($329,115). Values changed +2.1% in the past year and +39.7% over five years. Homeowners here pay a median 0.93% of their home's value in property tax each year ($2,189 on the typical home), versus 0.77% statewide.
Mortgage on the typical Troup County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $46,986 | $187,946 | $1,264 | $0 | $300 | $1,564 | $67,000 |
| 10% down | $23,493 | $211,439 | $1,422 | $88 | $300 | $1,810 | $77,600 |
| 5% down | $11,747 | $223,186 | $1,501 | $93 | $300 | $1,894 | $81,200 |
| 3.5% down (FHA) | $8,223 | $230,677 | $1,552 | $104 | $300 | $1,956 | $83,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.93% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Georgia · part of the LaGrange metro area.
Georgia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Peach County | $234,387 | +3.8% | 1.02% |
| Stephens County | $236,115 | +2.5% | 0.81% |
| Floyd County | $232,904 | +1.5% | 0.85% |
| Baldwin County | $231,908 | +1.0% | 0.7% |
| Spalding County | $231,254 | -2.0% | 0.94% |
| Lowndes County | $229,148 | +3.6% | 0.81% |
| Clayton County | $228,970 | -3.7% | 0.87% |
| Walker County | $241,479 | +1.4% | 0.75% |
| Murray County | $241,962 | +1.7% | 0.68% |
| Thomas County | $224,733 | +4.0% | 0.78% |
Frequently asked questions
What is the average home price in Troup County, GA?
The typical home value in Troup County is $234,932 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Troup County?
About $67,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Troup County?
The median effective rate is 0.93% of home value a year (Census ACS 2024 5-year estimates).