Murray County, Georgia home prices
Typical home $241,962 · +1.7% in a year · property tax 0.68%
The typical home in Murray County is worth $241,962, 26% less than the Georgia typical home ($329,115). Values changed +1.7% in the past year and +23.6% over five years. Homeowners here pay a median 0.68% of their home's value in property tax each year ($1,640 on the typical home), versus 0.77% statewide.
Mortgage on the typical Murray County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $48,392 | $193,570 | $1,302 | $0 | $258 | $1,560 | $66,800 |
| 10% down | $24,196 | $217,766 | $1,465 | $91 | $258 | $1,813 | $77,700 |
| 5% down | $12,098 | $229,864 | $1,546 | $96 | $258 | $1,900 | $81,400 |
| 3.5% down (FHA) | $8,469 | $237,580 | $1,598 | $107 | $258 | $1,963 | $84,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.68% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Georgia · part of the Dalton metro area.
Georgia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Walker County | $241,479 | +1.4% | 0.75% |
| Whitfield County | $245,954 | -0.5% | 0.64% |
| Liberty County | $247,145 | -0.5% | 1.04% |
| Stephens County | $236,115 | +2.5% | 0.81% |
| Troup County | $234,932 | +2.1% | 0.93% |
| Peach County | $234,387 | +3.8% | 1.02% |
| Jones County | $250,794 | +4.0% | 0.97% |
| Floyd County | $232,904 | +1.5% | 0.85% |
| Baldwin County | $231,908 | +1.0% | 0.7% |
| Spalding County | $231,254 | -2.0% | 0.94% |
Frequently asked questions
What is the average home price in Murray County, GA?
The typical home value in Murray County is $241,962 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Murray County?
About $66,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Murray County?
The median effective rate is 0.68% of home value a year (Census ACS 2024 5-year estimates).