Dalton, GA home prices
Typical home $244,989 · +0.1% in a year · income needed $67,300
The Dalton, GA metro area ranks 471 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +0.1% in a year and +27.5% over five years. With 20% down at 7.11%, the typical home costs about $1,571 a month including 0.64% property tax (Whitfield County rate).
Mortgage on the typical Dalton home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $48,998 | $195,991 | $1,318 | $0 | $253 | $1,571 | $67,300 |
| 10% down | $24,499 | $220,490 | $1,483 | $92 | $253 | $1,828 | $78,300 |
| 5% down | $12,249 | $232,739 | $1,566 | $97 | $253 | $1,915 | $82,100 |
| 3.5% down (FHA) | $8,575 | $240,551 | $1,618 | $108 | $253 | $1,979 | $84,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.64% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Dalton area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Whitfield County, GA | $245,954 | -0.5% | 0.64% |
| Murray County, GA | $241,962 | +1.7% | 0.68% |
What can you afford in Georgia on your salary? · Georgia home prices · Salaries in Georgia
Frequently asked questions
How much is a house in Dalton?
The typical home in the Dalton, GA metro area is worth $244,989 (Zillow, September 2026).
What salary do you need to buy a house in Dalton?
About $67,300 a year for the typical home with 20% down at 7.11%.