Dade County, Georgia home prices
Typical home $252,687 · +1.4% in a year · property tax 0.57%
The typical home in Dade County is worth $252,687, 23% less than the Georgia typical home ($329,115). Values changed +1.4% in the past year and +26.1% over five years. Homeowners here pay a median 0.57% of their home's value in property tax each year ($1,442 on the typical home), versus 0.77% statewide.
Mortgage on the typical Dade County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $50,537 | $202,149 | $1,360 | $0 | $247 | $1,606 | $68,800 |
| 10% down | $25,269 | $227,418 | $1,530 | $95 | $247 | $1,871 | $80,200 |
| 5% down | $12,634 | $240,052 | $1,615 | $100 | $247 | $1,961 | $84,100 |
| 3.5% down (FHA) | $8,844 | $248,110 | $1,669 | $112 | $247 | $2,027 | $86,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.57% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Georgia · part of the Chattanooga metro area.
Georgia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Jones County | $250,794 | +4.0% | 0.97% |
| Houston County | $256,798 | +2.9% | 0.83% |
| Liberty County | $247,145 | -0.5% | 1.04% |
| Lincoln County | $258,826 | +6.7% | 0.99% |
| Whitfield County | $245,954 | -0.5% | 0.64% |
| Lee County | $263,302 | +1.9% | 0.97% |
| Murray County | $241,962 | +1.7% | 0.68% |
| Walker County | $241,479 | +1.4% | 0.75% |
| Stephens County | $236,115 | +2.5% | 0.81% |
| Heard County | $269,774 | +3.3% | 0.56% |
Frequently asked questions
What is the average home price in Dade County, GA?
The typical home value in Dade County is $252,687 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Dade County?
About $68,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Dade County?
The median effective rate is 0.57% of home value a year (Census ACS 2024 5-year estimates).