Houston County, Georgia home prices
Typical home $256,798 · +2.9% in a year · property tax 0.83%
The typical home in Houston County is worth $256,798, 22% less than the Georgia typical home ($329,115). Values changed +2.9% in the past year and +37.2% over five years. Homeowners here pay a median 0.83% of their home's value in property tax each year ($2,144 on the typical home), versus 0.77% statewide.
Mortgage on the typical Houston County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $51,360 | $205,438 | $1,382 | $0 | $307 | $1,689 | $72,400 |
| 10% down | $25,680 | $231,118 | $1,555 | $96 | $307 | $1,958 | $83,900 |
| 5% down | $12,840 | $243,958 | $1,641 | $102 | $307 | $2,050 | $87,800 |
| 3.5% down (FHA) | $8,988 | $252,147 | $1,696 | $114 | $307 | $2,117 | $90,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.83% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Georgia · part of the Warner Robins metro area.
Georgia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Lincoln County | $258,826 | +6.7% | 0.99% |
| Dade County | $252,687 | +1.4% | 0.57% |
| Jones County | $250,794 | +4.0% | 0.97% |
| Lee County | $263,302 | +1.9% | 0.97% |
| Liberty County | $247,145 | -0.5% | 1.04% |
| Whitfield County | $245,954 | -0.5% | 0.64% |
| Heard County | $269,774 | +3.3% | 0.56% |
| Murray County | $241,962 | +1.7% | 0.68% |
| Haralson County | $271,901 | +1.8% | 0.8% |
| Walker County | $241,479 | +1.4% | 0.75% |
Frequently asked questions
What is the average home price in Houston County, GA?
The typical home value in Houston County is $256,798 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Houston County?
About $72,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Houston County?
The median effective rate is 0.83% of home value a year (Census ACS 2024 5-year estimates).