Macon, GA home prices
Typical home $196,903 · +3.1% in a year · income needed $56,900
The Macon, GA metro area ranks 653 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +3.1% in a year and +28.9% over five years. With 20% down at 7.11%, the typical home costs about $1,327 a month including 1.03% property tax (Bibb County rate).
Mortgage on the typical Macon home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $39,381 | $157,522 | $1,060 | $0 | $268 | $1,327 | $56,900 |
| 10% down | $19,690 | $177,213 | $1,192 | $74 | $268 | $1,534 | $65,700 |
| 5% down | $9,845 | $187,058 | $1,258 | $78 | $268 | $1,604 | $68,700 |
| 3.5% down (FHA) | $6,892 | $193,337 | $1,301 | $87 | $268 | $1,655 | $70,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.03% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Macon area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Bibb County, GA | $170,006 | +2.4% | 1.03% |
| Jones County, GA | $250,794 | +4.0% | 0.97% |
| Monroe County, GA | $335,556 | +3.0% | 0.7% |
| Crawford County, GA | $206,348 | +7.9% | 0.87% |
| Twiggs County, GA | $99,287 | +0.1% | 0.73% |
What can you afford in Georgia on your salary? · Georgia home prices · Salaries in Georgia
Frequently asked questions
How much is a house in Macon?
The typical home in the Macon, GA metro area is worth $196,903 (Zillow, September 2026).
What salary do you need to buy a house in Macon?
About $56,900 a year for the typical home with 20% down at 7.11%.