Twiggs County, Georgia home prices
Typical home $99,287 · +0.1% in a year · property tax 0.73%
The typical home in Twiggs County is worth $99,287, 70% less than the Georgia typical home ($329,115). Values changed +0.1% in the past year and +4.1% over five years. Homeowners here pay a median 0.73% of their home's value in property tax each year ($720 on the typical home), versus 0.77% statewide.
Mortgage on the typical Twiggs County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $19,857 | $79,430 | $534 | $0 | $110 | $644 | $27,600 |
| 10% down | $9,929 | $89,359 | $601 | $37 | $110 | $748 | $32,100 |
| 5% down | $4,964 | $94,323 | $635 | $39 | $110 | $783 | $33,600 |
| 3.5% down (FHA) | $3,475 | $97,489 | $656 | $44 | $110 | $809 | $34,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.73% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Georgia · part of the Macon metro area.
Georgia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Macon County | $100,304 | -1.9% | 0.98% |
| Randolph County | $95,515 | +6.1% | 1.07% |
| Calhoun County | $90,157 | -1.5% | 1.11% |
| Telfair County | $111,567 | +1.8% | 1.12% |
| Warren County | $112,060 | +7.6% | 1.09% |
| Jefferson County | $114,572 | -3.6% | 0.96% |
| Stewart County | $81,047 | -4.9% | 1.53% |
| Baker County | $118,258 | +2.3% | 0.86% |
| Terrell County | $120,540 | +5.2% | 1.04% |
| Ben Hill County | $121,152 | -2.0% | 1.07% |
Frequently asked questions
What is the average home price in Twiggs County, GA?
The typical home value in Twiggs County is $99,287 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Twiggs County?
About $27,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Twiggs County?
The median effective rate is 0.73% of home value a year (Census ACS 2024 5-year estimates).