Stewart County, Georgia home prices
Typical home $81,047 · -4.9% in a year · property tax 1.53%
The typical home in Stewart County is worth $81,047, 75% less than the Georgia typical home ($329,115). Values changed -4.9% in the past year and -3.6% over five years. Homeowners here pay a median 1.53% of their home's value in property tax each year ($1,237 on the typical home), versus 0.77% statewide.
Mortgage on the typical Stewart County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $16,209 | $64,837 | $436 | $0 | $144 | $580 | $24,800 |
| 10% down | $8,105 | $72,942 | $491 | $30 | $144 | $665 | $28,500 |
| 5% down | $4,052 | $76,994 | $518 | $32 | $144 | $694 | $29,700 |
| 3.5% down (FHA) | $2,837 | $79,579 | $535 | $36 | $144 | $715 | $30,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.53% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Georgia · part of the Columbus metro area.
Georgia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Calhoun County | $90,157 | -1.5% | 1.11% |
| Randolph County | $95,515 | +6.1% | 1.07% |
| Twiggs County | $99,287 | +0.1% | 0.73% |
| Macon County | $100,304 | -1.9% | 0.98% |
| Telfair County | $111,567 | +1.8% | 1.12% |
| Warren County | $112,060 | +7.6% | 1.09% |
| Jefferson County | $114,572 | -3.6% | 0.96% |
| Baker County | $118,258 | +2.3% | 0.86% |
| Terrell County | $120,540 | +5.2% | 1.04% |
| Ben Hill County | $121,152 | -2.0% | 1.07% |
Frequently asked questions
What is the average home price in Stewart County, GA?
The typical home value in Stewart County is $81,047 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Stewart County?
About $24,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Stewart County?
The median effective rate is 1.53% of home value a year (Census ACS 2024 5-year estimates).