Macon County, Georgia home prices
Typical home $100,304 · -1.9% in a year · property tax 0.98%
The typical home in Macon County is worth $100,304, 70% less than the Georgia typical home ($329,115). Values changed -1.9% in the past year and +14.5% over five years. Homeowners here pay a median 0.98% of their home's value in property tax each year ($983 on the typical home), versus 0.77% statewide.
Mortgage on the typical Macon County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $20,061 | $80,243 | $540 | $0 | $132 | $672 | $28,800 |
| 10% down | $10,030 | $90,273 | $607 | $38 | $132 | $777 | $33,300 |
| 5% down | $5,015 | $95,289 | $641 | $40 | $132 | $813 | $34,800 |
| 3.5% down (FHA) | $3,511 | $98,487 | $663 | $44 | $132 | $839 | $36,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.98% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Georgia.
Georgia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Twiggs County | $99,287 | +0.1% | 0.73% |
| Randolph County | $95,515 | +6.1% | 1.07% |
| Calhoun County | $90,157 | -1.5% | 1.11% |
| Telfair County | $111,567 | +1.8% | 1.12% |
| Warren County | $112,060 | +7.6% | 1.09% |
| Jefferson County | $114,572 | -3.6% | 0.96% |
| Baker County | $118,258 | +2.3% | 0.86% |
| Stewart County | $81,047 | -4.9% | 1.53% |
| Terrell County | $120,540 | +5.2% | 1.04% |
| Ben Hill County | $121,152 | -2.0% | 1.07% |
Frequently asked questions
What is the average home price in Macon County, GA?
The typical home value in Macon County is $100,304 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Macon County?
About $28,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Macon County?
The median effective rate is 0.98% of home value a year (Census ACS 2024 5-year estimates).