Terrell County, Georgia home prices
Typical home $120,540 · +5.2% in a year · property tax 1.04%
The typical home in Terrell County is worth $120,540, 63% less than the Georgia typical home ($329,115). Values changed +5.2% in the past year and +36.5% over five years. Homeowners here pay a median 1.04% of their home's value in property tax each year ($1,249 on the typical home), versus 0.77% statewide.
Mortgage on the typical Terrell County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $24,108 | $96,432 | $649 | $0 | $164 | $813 | $34,800 |
| 10% down | $12,054 | $108,486 | $730 | $45 | $164 | $939 | $40,300 |
| 5% down | $6,027 | $114,513 | $770 | $48 | $164 | $982 | $42,100 |
| 3.5% down (FHA) | $4,219 | $118,356 | $796 | $53 | $164 | $1,014 | $43,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.04% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Georgia · part of the Albany metro area.
Georgia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Ben Hill County | $121,152 | -2.0% | 1.07% |
| Quitman County | $122,648 | +10.1% | 0.77% |
| Baker County | $118,258 | +2.3% | 0.86% |
| Clinch County | $124,928 | +11.7% | 1.3% |
| Early County | $124,962 | +8.3% | 0.82% |
| Treutlen County | $125,938 | +2.2% | 0.71% |
| Dougherty County | $126,402 | +2.5% | 1.33% |
| Jefferson County | $114,572 | -3.6% | 0.96% |
| Atkinson County | $128,487 | +10.1% | 0.79% |
| Warren County | $112,060 | +7.6% | 1.09% |
Frequently asked questions
What is the average home price in Terrell County, GA?
The typical home value in Terrell County is $120,540 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Terrell County?
About $34,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Terrell County?
The median effective rate is 1.04% of home value a year (Census ACS 2024 5-year estimates).