Clinch County, Georgia home prices
Typical home $124,928 · +11.7% in a year · property tax 1.3%
The typical home in Clinch County is worth $124,928, 62% less than the Georgia typical home ($329,115). Values changed +11.7% in the past year and +17.3% over five years. Homeowners here pay a median 1.3% of their home's value in property tax each year ($1,630 on the typical home), versus 0.77% statewide.
Mortgage on the typical Clinch County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $24,986 | $99,942 | $672 | $0 | $198 | $871 | $37,300 |
| 10% down | $12,493 | $112,435 | $756 | $47 | $198 | $1,001 | $42,900 |
| 5% down | $6,246 | $118,681 | $798 | $49 | $198 | $1,046 | $44,800 |
| 3.5% down (FHA) | $4,372 | $122,665 | $825 | $55 | $198 | $1,079 | $46,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.3% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Georgia.
Georgia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Early County | $124,962 | +8.3% | 0.82% |
| Treutlen County | $125,938 | +2.2% | 0.71% |
| Dougherty County | $126,402 | +2.5% | 1.33% |
| Quitman County | $122,648 | +10.1% | 0.77% |
| Atkinson County | $128,487 | +10.1% | 0.79% |
| Ben Hill County | $121,152 | -2.0% | 1.07% |
| Terrell County | $120,540 | +5.2% | 1.04% |
| Wilcox County | $130,443 | +5.0% | 0.91% |
| Turner County | $131,002 | -2.4% | 1.05% |
| Baker County | $118,258 | +2.3% | 0.86% |
Frequently asked questions
What is the average home price in Clinch County, GA?
The typical home value in Clinch County is $124,928 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Clinch County?
About $37,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Clinch County?
The median effective rate is 1.3% of home value a year (Census ACS 2024 5-year estimates).