Telfair County, Georgia home prices
Typical home $111,567 · +1.8% in a year · property tax 1.12%
The typical home in Telfair County is worth $111,567, 66% less than the Georgia typical home ($329,115). Values changed +1.8% in the past year and +7.6% over five years. Homeowners here pay a median 1.12% of their home's value in property tax each year ($1,250 on the typical home), versus 0.77% statewide.
Mortgage on the typical Telfair County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $22,313 | $89,254 | $600 | $0 | $160 | $760 | $32,600 |
| 10% down | $11,157 | $100,411 | $675 | $42 | $160 | $877 | $37,600 |
| 5% down | $5,578 | $105,989 | $713 | $44 | $160 | $917 | $39,300 |
| 3.5% down (FHA) | $3,905 | $109,547 | $737 | $49 | $160 | $946 | $40,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.12% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Georgia.
Georgia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Warren County | $112,060 | +7.6% | 1.09% |
| Jefferson County | $114,572 | -3.6% | 0.96% |
| Baker County | $118,258 | +2.3% | 0.86% |
| Terrell County | $120,540 | +5.2% | 1.04% |
| Ben Hill County | $121,152 | -2.0% | 1.07% |
| Quitman County | $122,648 | +10.1% | 0.77% |
| Macon County | $100,304 | -1.9% | 0.98% |
| Twiggs County | $99,287 | +0.1% | 0.73% |
| Clinch County | $124,928 | +11.7% | 1.3% |
| Early County | $124,962 | +8.3% | 0.82% |
Frequently asked questions
What is the average home price in Telfair County, GA?
The typical home value in Telfair County is $111,567 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Telfair County?
About $32,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Telfair County?
The median effective rate is 1.12% of home value a year (Census ACS 2024 5-year estimates).