Hinesville, GA home prices
Typical home $257,752 · +0.4% in a year · income needed $74,500
The Hinesville, GA metro area ranks 425 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +0.4% in a year and +41.7% over five years. With 20% down at 7.11%, the typical home costs about $1,738 a month including 1.04% property tax (Liberty County rate).
Mortgage on the typical Hinesville home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $51,550 | $206,202 | $1,387 | $0 | $351 | $1,738 | $74,500 |
| 10% down | $25,775 | $231,977 | $1,561 | $97 | $351 | $2,009 | $86,100 |
| 5% down | $12,888 | $244,865 | $1,647 | $102 | $351 | $2,101 | $90,000 |
| 3.5% down (FHA) | $9,021 | $253,084 | $1,703 | $114 | $351 | $2,168 | $92,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.04% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Hinesville area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Liberty County, GA | $247,145 | -0.5% | 1.04% |
| Long County, GA | $281,457 | +2.1% | 0.87% |
What can you afford in Georgia on your salary? · Georgia home prices · Salaries in Georgia
Frequently asked questions
How much is a house in Hinesville?
The typical home in the Hinesville, GA metro area is worth $257,752 (Zillow, September 2026).
What salary do you need to buy a house in Hinesville?
About $74,500 a year for the typical home with 20% down at 7.11%.