Raleigh County, West Virginia home prices
Typical home $157,221 · +1.2% in a year · property tax 0.5%
The typical home in Raleigh County is worth $157,221, 11% less than the West Virginia typical home ($176,576). Values changed +1.2% in the past year and +31.7% over five years. Homeowners here pay a median 0.5% of their home's value in property tax each year ($786 on the typical home), versus 0.51% statewide.
Mortgage on the typical Raleigh County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $31,444 | $125,777 | $846 | $0 | $144 | $990 | $42,400 |
| 10% down | $15,722 | $141,499 | $952 | $59 | $144 | $1,155 | $49,500 |
| 5% down | $7,861 | $149,360 | $1,005 | $62 | $144 | $1,211 | $51,900 |
| 3.5% down (FHA) | $5,503 | $154,373 | $1,038 | $70 | $144 | $1,252 | $53,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.5% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in West Virginia · part of the Beckley metro area.
West Virginia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Ohio County | $159,042 | +4.6% | 0.6% |
| Nicholas County | $159,335 | +3.5% | 0.46% |
| Summers County | $154,622 | +4.6% | 0.31% |
| Randolph County | $161,840 | +1.2% | 0.39% |
| Upshur County | $152,038 | +2.5% | 0.42% |
| Kanawha County | $151,294 | +1.4% | 0.65% |
| Harrison County | $149,834 | +1.0% | 0.55% |
| Mason County | $164,918 | +7.2% | 0.59% |
| Marion County | $167,401 | +2.3% | 0.59% |
| Pleasants County | $167,455 | +4.0% | 0.54% |
Frequently asked questions
What is the average home price in Raleigh County, WV?
The typical home value in Raleigh County is $157,221 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Raleigh County?
About $42,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Raleigh County?
The median effective rate is 0.5% of home value a year (Census ACS 2024 5-year estimates).