Summers County, West Virginia home prices
Typical home $154,622 · +4.6% in a year · property tax 0.31%
The typical home in Summers County is worth $154,622, 12% less than the West Virginia typical home ($176,576). Values changed +4.6% in the past year and +32.4% over five years. Homeowners here pay a median 0.31% of their home's value in property tax each year ($485 on the typical home), versus 0.51% statewide.
Mortgage on the typical Summers County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $30,924 | $123,698 | $832 | $0 | $118 | $950 | $40,700 |
| 10% down | $15,462 | $139,160 | $936 | $58 | $118 | $1,112 | $47,600 |
| 5% down | $7,731 | $146,891 | $988 | $61 | $118 | $1,167 | $50,000 |
| 3.5% down (FHA) | $5,412 | $151,821 | $1,021 | $68 | $118 | $1,207 | $51,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.31% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in West Virginia.
West Virginia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Upshur County | $152,038 | +2.5% | 0.42% |
| Raleigh County | $157,221 | +1.2% | 0.5% |
| Kanawha County | $151,294 | +1.4% | 0.65% |
| Ohio County | $159,042 | +4.6% | 0.6% |
| Nicholas County | $159,335 | +3.5% | 0.46% |
| Harrison County | $149,834 | +1.0% | 0.55% |
| Randolph County | $161,840 | +1.2% | 0.39% |
| Preston County | $145,690 | +5.9% | 0.49% |
| Mercer County | $145,481 | +0.1% | 0.54% |
| Mason County | $164,918 | +7.2% | 0.59% |
Frequently asked questions
What is the average home price in Summers County, WV?
The typical home value in Summers County is $154,622 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Summers County?
About $40,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Summers County?
The median effective rate is 0.31% of home value a year (Census ACS 2024 5-year estimates).