Nicholas County, West Virginia home prices
Typical home $159,335 · +3.5% in a year · property tax 0.46%
The typical home in Nicholas County is worth $159,335, 10% less than the West Virginia typical home ($176,576). Values changed +3.5% in the past year and +34.2% over five years. Homeowners here pay a median 0.46% of their home's value in property tax each year ($726 on the typical home), versus 0.51% statewide.
Mortgage on the typical Nicholas County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $31,867 | $127,468 | $857 | $0 | $140 | $998 | $42,800 |
| 10% down | $15,934 | $143,402 | $965 | $60 | $140 | $1,165 | $49,900 |
| 5% down | $7,967 | $151,369 | $1,018 | $63 | $140 | $1,221 | $52,300 |
| 3.5% down (FHA) | $5,577 | $156,449 | $1,052 | $70 | $140 | $1,263 | $54,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.46% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in West Virginia.
West Virginia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Ohio County | $159,042 | +4.6% | 0.6% |
| Raleigh County | $157,221 | +1.2% | 0.5% |
| Randolph County | $161,840 | +1.2% | 0.39% |
| Summers County | $154,622 | +4.6% | 0.31% |
| Mason County | $164,918 | +7.2% | 0.59% |
| Upshur County | $152,038 | +2.5% | 0.42% |
| Kanawha County | $151,294 | +1.4% | 0.65% |
| Marion County | $167,401 | +2.3% | 0.59% |
| Pleasants County | $167,455 | +4.0% | 0.54% |
| Harrison County | $149,834 | +1.0% | 0.55% |
Frequently asked questions
What is the average home price in Nicholas County, WV?
The typical home value in Nicholas County is $159,335 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Nicholas County?
About $42,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Nicholas County?
The median effective rate is 0.46% of home value a year (Census ACS 2024 5-year estimates).