Mason County, West Virginia home prices
Typical home $164,918 · +7.2% in a year · property tax 0.59%
The typical home in Mason County is worth $164,918, 7% less than the West Virginia typical home ($176,576). Values changed +7.2% in the past year and +37.1% over five years. Homeowners here pay a median 0.59% of their home's value in property tax each year ($968 on the typical home), versus 0.51% statewide.
Mortgage on the typical Mason County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $32,984 | $131,934 | $888 | $0 | $163 | $1,051 | $45,000 |
| 10% down | $16,492 | $148,426 | $998 | $62 | $163 | $1,223 | $52,400 |
| 5% down | $8,246 | $156,672 | $1,054 | $65 | $163 | $1,282 | $55,000 |
| 3.5% down (FHA) | $5,772 | $161,931 | $1,089 | $73 | $163 | $1,325 | $56,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.59% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in West Virginia · part of the Point Pleasant metro area.
West Virginia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Marion County | $167,401 | +2.3% | 0.59% |
| Pleasants County | $167,455 | +4.0% | 0.54% |
| Randolph County | $161,840 | +1.2% | 0.39% |
| Nicholas County | $159,335 | +3.5% | 0.46% |
| Ohio County | $159,042 | +4.6% | 0.6% |
| Cabell County | $170,976 | +2.5% | 0.6% |
| Raleigh County | $157,221 | +1.2% | 0.5% |
| Wood County | $173,101 | +1.1% | 0.59% |
| Summers County | $154,622 | +4.6% | 0.31% |
| Upshur County | $152,038 | +2.5% | 0.42% |
Frequently asked questions
What is the average home price in Mason County, WV?
The typical home value in Mason County is $164,918 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Mason County?
About $45,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Mason County?
The median effective rate is 0.59% of home value a year (Census ACS 2024 5-year estimates).