Point Pleasant, WV home prices
Typical home $168,547 · +7.4% in a year · income needed $48,000
The Point Pleasant, WV metro area ranks 763 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +7.4% in a year and +32.0% over five years. With 20% down at 7.11%, the typical home costs about $1,119 a month including 0.91% property tax (Gallia County rate).
Mortgage on the typical Point Pleasant home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $33,709 | $134,838 | $907 | $0 | $212 | $1,119 | $48,000 |
| 10% down | $16,855 | $151,693 | $1,020 | $63 | $212 | $1,296 | $55,500 |
| 5% down | $8,427 | $160,120 | $1,077 | $67 | $212 | $1,356 | $58,100 |
| 3.5% down (FHA) | $5,899 | $165,494 | $1,113 | $75 | $212 | $1,400 | $60,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.91% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Point Pleasant area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Gallia County, OH | $173,158 | +7.5% | 0.91% |
| Mason County, WV | $164,918 | +7.2% | 0.59% |
What can you afford in Ohio on your salary? · Ohio home prices · Salaries in Ohio
Frequently asked questions
How much is a house in Point Pleasant?
The typical home in the Point Pleasant, WV metro area is worth $168,547 (Zillow, September 2026).
What salary do you need to buy a house in Point Pleasant?
About $48,000 a year for the typical home with 20% down at 7.11%.