Gallia County, Ohio home prices
Typical home $173,158 · +7.5% in a year · property tax 0.91%
The typical home in Gallia County is worth $173,158, 30% less than the Ohio typical home ($245,982). Values changed +7.5% in the past year and +26.6% over five years. Homeowners here pay a median 0.91% of their home's value in property tax each year ($1,578 on the typical home), versus 1.22% statewide.
Mortgage on the typical Gallia County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $34,632 | $138,526 | $932 | $0 | $218 | $1,150 | $49,300 |
| 10% down | $17,316 | $155,842 | $1,048 | $65 | $218 | $1,331 | $57,100 |
| 5% down | $8,658 | $164,500 | $1,107 | $69 | $218 | $1,393 | $59,700 |
| 3.5% down (FHA) | $6,061 | $170,022 | $1,144 | $77 | $218 | $1,438 | $61,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.91% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Ohio · part of the Point Pleasant metro area.
Ohio counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Vinton County | $173,446 | +3.0% | 0.98% |
| Trumbull County | $172,302 | +6.6% | 1.31% |
| Pike County | $171,666 | +3.6% | 0.83% |
| Mahoning County | $175,744 | +5.4% | 1.3% |
| Lucas County | $176,069 | +4.6% | 1.69% |
| Guernsey County | $167,065 | +3.8% | 1.01% |
| Seneca County | $180,081 | +4.5% | 1.03% |
| Paulding County | $164,933 | +6.9% | 1.03% |
| Ashtabula County | $182,582 | +6.6% | 1.21% |
| Marion County | $183,249 | +4.1% | 0.95% |
Frequently asked questions
What is the average home price in Gallia County, OH?
The typical home value in Gallia County is $173,158 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Gallia County?
About $49,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Gallia County?
The median effective rate is 0.91% of home value a year (Census ACS 2024 5-year estimates).