Seneca County, Ohio home prices
Typical home $180,081 · +4.5% in a year · property tax 1.03%
The typical home in Seneca County is worth $180,081, 27% less than the Ohio typical home ($245,982). Values changed +4.5% in the past year and +25.7% over five years. Homeowners here pay a median 1.03% of their home's value in property tax each year ($1,861 on the typical home), versus 1.22% statewide.
Mortgage on the typical Seneca County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $36,016 | $144,065 | $969 | $0 | $245 | $1,214 | $52,000 |
| 10% down | $18,008 | $162,073 | $1,090 | $68 | $245 | $1,403 | $60,100 |
| 5% down | $9,004 | $171,077 | $1,151 | $71 | $245 | $1,467 | $62,900 |
| 3.5% down (FHA) | $6,303 | $176,819 | $1,189 | $80 | $245 | $1,514 | $64,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.03% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Ohio · part of the Tiffin metro area.
Ohio counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Ashtabula County | $182,582 | +6.6% | 1.21% |
| Marion County | $183,249 | +4.1% | 0.95% |
| Lucas County | $176,069 | +4.6% | 1.69% |
| Williams County | $184,170 | +3.1% | 1.05% |
| Mahoning County | $175,744 | +5.4% | 1.3% |
| Washington County | $184,844 | +4.5% | 0.93% |
| Athens County | $185,595 | +3.5% | 1.17% |
| Defiance County | $185,991 | +3.8% | 1.07% |
| Adams County | $186,518 | +1.5% | 0.83% |
| Van Wert County | $186,641 | +3.3% | 0.91% |
Frequently asked questions
What is the average home price in Seneca County, OH?
The typical home value in Seneca County is $180,081 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Seneca County?
About $52,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Seneca County?
The median effective rate is 1.03% of home value a year (Census ACS 2024 5-year estimates).